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Blue Cross Blue Shield (BCBS) is one of the world’s largest insurance companies, and has helped to secure the health of hundreds of millions of customers across the United States for almost 100 years. But did you know that the BCBS network actually has Texan roots, and is still considered one of the best insurance networks for Texans? Here’s all Texans need to know about how the health insurance giant can help them.
Texan Beginnings
Although the network is now officially headquartered in Chicago (not unlike some other companies that got their start in the Lone Star State), the original Blue Cross insurer was headquartered in Dallas. Founded during the height of the Great Depression in the late 1920s, the company pioneered the concept of the insurance network, offering Texas teachers plans to guarantee hospital care for $6/ year. Initially, the company was only focused on providing hospital care, but merged in the 1980s with the California-based Blue Shield company, which was originally created to insure physician care for miners and lumberjacks in the Pacific Northwest region.
Is Blue Cross Blue Shield of Texas the Same as Blue Cross Blue Shield?
The name “Blue Cross Blue Shield” doesn’t represent a single company, but rather a network of companies that services people in all 50 States, the District of Colombia, Puerto Rico, and 3 Latin American countries. As such, Blue Cross Blue Shield of Texas is a division of a company called HCSC (Health Care Service Corporation), which also serves as the licensee for BCBS in Illinois, Montana, New Mexico, and Oklahoma. So yes, Blue Cross Blue Shield of Texas is the same as any other company that uses the Blue Cross-Blue Shield name, yet part of an individual company that services Texas.
Does Blue Cross Blue Shield of Texas Cover Everyone In Texas?
While of course, Dallas, Austin, and Houston Health Insurance customers represent a major percentage of Blue Cross Blue Shield of Texas’ members, the company does cover all areas of Texas. Recently, the company has stated that its network includes over 80,000 physicians and 500 hospitals in the state alone. With numbers like that, there’s no doubt you’ll be able to find a nearby physician or hospital that accepts BCBS insurance, even if you live in a rural area. In fact, the company often tags itself as the “only statewide, customer-owned insurance company in Texas”, which reflects its commitment to servicing its actual customers, not shareholders.
Is Blue Cross Blue Shield of Texas Good Insurance?
When measured by network size alone, Blue Cross Blue Shield of Texas is associated with more physicians and hospitals than everyone else in the state, which means that members have access to the best doctors and facilities available. Outside of its extensive network, the company offers a variety of plans to suit every need, family size, family type, and financial status, so customers are able to find the best insurance solution for their situation.
What Type of Insurance is Blue Cross Blue Shield of Texas?
Blue Cross Blue Shield of Texas offers several types of insurance and insurance plans, such as employer-provided and private insurance plans, dental and optical plans, and more.
How Do I Get Health Insurance Without a Job?
Texans who have been laid off or have lost their job can obtain affordable private health insurance- even if outside the typical COBRA or healthcare enrollment periods. Just call one of our representatives or fill out the form below, and we can help you get set up with the insurance you need at a price you can afford.
How Can I Sign Up For Blue Cross Blue Shield of Texas?
To sign up for Blue Cross Blue Shield or to get a walkthrough to find out which health insurance plan is best for you, simply fill out the form below and one of our expert representatives will call you. Or, if you’d like to call us directly, call 1-855-218-3447; our experts are standing by.
Just fill out the form below and our experts will help you get the right health insurance for your needs.
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